{"id":47723,"date":"2026-03-16T04:38:50","date_gmt":"2026-03-16T04:38:50","guid":{"rendered":"https:\/\/singervielle.com\/?p=47723"},"modified":"2026-03-16T04:49:41","modified_gmt":"2026-03-16T04:49:41","slug":"the-renters-rights-act-2025","status":"publish","type":"post","link":"https:\/\/singervielle.com\/fr\/the-renters-rights-act-2025\/","title":{"rendered":"Loi de 2025 sur les droits des locataires"},"content":{"rendered":"

Un tournant pour les investisseurs immobiliers<\/em><\/p>\n\n\n\n

Le paysage r\u00e9sidentiel est en pleine mutation.<\/strong><\/h2>\n\n\n\n

La loi de 2025 sur les droits des locataires (Renters' Rights Act 2025) constitue la r\u00e9forme la plus importante du secteur locatif priv\u00e9 en Angleterre depuis une g\u00e9n\u00e9ration. Ses principales dispositions entreront en vigueur le 1er mai 2026 et modifieront en profondeur le profil de risque, la charge de gestion et la dynamique de rendement des investissements locatifs r\u00e9sidentiels.<\/p>\n\n\n\n

Pour les investisseurs poss\u00e9dant des biens immobiliers r\u00e9sidentiels \u2014 ou ceux qui ont compar\u00e9 l'immobilier r\u00e9sidentiel \u00e0 d'autres classes d'actifs \u2014 c'est le moment de r\u00e9\u00e9valuer la situation.<\/p>\n\n\n\n

Que fait r\u00e9ellement la loi ?<\/strong><\/h2>\n\n\n\n

La fin des expulsions sans motif<\/strong><\/p>\n\n\n\n

L'article 21 \u2014 le m\u00e9canisme qui permettait aux propri\u00e9taires de reprendre possession sans donner de raison \u2014 est aboli \u00e0 compter du 1er mai 2026. La possession ne sera possible que par la voie de l'article 8, qui exige des propri\u00e9taires qu'ils citent un motif l\u00e9gal sp\u00e9cifique (tel que des arri\u00e9r\u00e9s de loyer, la vente du bien ou l'occupation par le propri\u00e9taire) et qu'ils satisfassent \u00e0 une charge de preuve croissante devant les tribunaux.<\/p>\n\n\n\n

Avec un d\u00e9lai m\u00e9dian de 27 semaines entre la r\u00e9clamation et la reprise de possession par les tribunaux, et ce d\u00e9lai qui devrait s'allonger, le co\u00fbt et l'incertitude li\u00e9s \u00e0 la r\u00e9cup\u00e9ration d'un bien immobilier aupr\u00e8s d'un locataire probl\u00e9matique augmentent consid\u00e9rablement.<\/p>\n\n\n\n

Les baux deviennent \u00e0 dur\u00e9e ind\u00e9termin\u00e9e<\/strong><\/h2>\n\n\n\n

Tous les baux concern\u00e9s sont convertis en baux \u00e0 dur\u00e9e ind\u00e9termin\u00e9e renouvelables mensuellement, sans date d'\u00e9ch\u00e9ance fixe. Les baux \u00e0 dur\u00e9e fixe disparaissent. Les propri\u00e9taires qui comptaient auparavant sur l'expiration du bail comme une \u00e9ch\u00e9ance naturelle ne pourront plus s'en sortir.<\/p>\n\n\n\n

augmentations de loyer limit\u00e9es<\/strong><\/h2>\n\n\n\n

Les loyers ne peuvent \u00eatre augment\u00e9s qu'une fois par an, moyennant un pr\u00e9avis de deux mois et selon une proc\u00e9dure l\u00e9gale. Les locataires sont fortement incit\u00e9s \u00e0 contester les augmentations de loyer devant le Tribunal de premi\u00e8re instance\u00a0; il est important de noter qu'aucune d\u00e9cision de ce tribunal ne peut \u00eatre r\u00e9troactive. Faire appel d'une augmentation de loyer la suspend de fait, ce qui incite fortement les locataires \u00e0 la contester.<\/p>\n\n\n\n

Loyer et d\u00e9p\u00f4ts d'avance<\/strong><\/h2>\n\n\n\n

Les propri\u00e9taires ne peuvent plus exiger plus d'un mois de loyer d'avance. Les surench\u00e8res sur les loyers sont interdites. Les r\u00e8gles relatives aux d\u00e9p\u00f4ts de garantie restent globalement inchang\u00e9es, mais les cons\u00e9quences du non-respect de ces r\u00e8gles \u2013 notamment le blocage des proc\u00e9dures d'expulsion \u2013 sont plus s\u00e9v\u00e8res.<\/p>\n\n\n\n

pouvoirs d'application de la loi \u00e9largis<\/strong><\/h2>\n\n\n\n

Les ordonnances de remboursement de loyer, qui permettent aux locataires de recouvrer jusqu'\u00e0 deux ans de loyer aupr\u00e8s des propri\u00e9taires d\u00e9faillants, voient d\u00e9sormais un plafond doubl\u00e9 et un d\u00e9lai de prescription prolong\u00e9. Elles s'appliquent aux propri\u00e9taires ayant un statut privil\u00e9gi\u00e9, et les structures juridiques d'entreprises ne constituent plus une protection. Une nouvelle base de donn\u00e9es sur le secteur locatif priv\u00e9 rendra l'historique de conformit\u00e9 public.<\/p>\n\n\n\n

Ces changements ne rendent pas l'investissement r\u00e9sidentiel non viable, mais ils le rendent plus complexe sur le plan op\u00e9rationnel, plus exigeant en mati\u00e8re de conformit\u00e9 et moins tol\u00e9rant envers une approche passive.<\/em><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Pourquoi certains investisseurs s'int\u00e9ressent au secteur commercial<\/strong><\/h2>\n\n\n\n

Dans ce contexte, un certain nombre d'investisseurs portent un regard neuf sur l'immobilier commercial, non pas en r\u00e9action \u00e0 la r\u00e9glementation r\u00e9sidentielle, mais dans le cadre d'un r\u00e9ajustement r\u00e9fl\u00e9chi des secteurs o\u00f9 leur capital peut g\u00e9n\u00e9rer des revenus fiables et bien prot\u00e9g\u00e9s.<\/p>\n\n\n\n

Le contraste avec la location commerciale est frappant\u00a0:<\/p>\n\n\n\n

    \n
  • Certitude du bail\u00a0: <\/strong>Les baux commerciaux ont g\u00e9n\u00e9ralement une dur\u00e9e de 5, 10 ou 15 ans, avec des clauses contractuelles sp\u00e9cifiques pr\u00e9vues par la loi de 1954 sur les rapports bailleur-locataire. Il n'existe pas d'\u00e9quivalent au bail APT \u00e0 renouvellement mensuel.
    <\/li>\n\n\n\n
  • Possession: <\/strong>Les bailleurs commerciaux ne sont pas soumis au r\u00e9gime d'occupation r\u00e9sidentielle. La proc\u00e9dure de r\u00e9siliation, lorsqu'elle est applicable, est sensiblement diff\u00e9rente.
    <\/li>\n\n\n\n
  • R\u00e9vision des loyers : <\/strong>Les r\u00e9visions de loyer \u00e0 la hausse uniquement, les clauses index\u00e9es et les r\u00e9visions en fonction du march\u00e9 libre sont toutes courantes dans les baux commerciaux \u2014 aucune d'entre elles n'est susceptible d'\u00eatre contest\u00e9e par la FTT.
    <\/li>\n\n\n\n
  • Obligations du locataire : <\/strong>Les baux avec obligation de r\u00e9paration et d'assurance compl\u00e8tes (FRI) transf\u00e8rent l'entretien, l'assurance et les frais de fonctionnement du b\u00e2timent enti\u00e8rement \u00e0 la charge du locataire. Le revenu net du propri\u00e9taire est donc v\u00e9ritablement net.
    <\/li>\n\n\n\n
  • Pas de d\u00e9rive r\u00e9glementaire (pour l'instant) : <\/strong>Bien que l'immobilier commercial poss\u00e8de son propre cadre de conformit\u00e9, il ne subit pas l'acc\u00e9l\u00e9ration des mesures de protection des locataires qui s'appliquent d\u00e9sormais au secteur r\u00e9sidentiel.<\/li>\n<\/ul>\n\n\n\n

    <\/p>\n\n\n\n

    Les secteurs qui suscitent un int\u00e9r\u00eat particulier chez les investisseurs comprennent l'industrie et la logistique, les commerces de proximit\u00e9 et les services au volant, le commerce de d\u00e9tail essentiel (sup\u00e9rettes, pharmacies, alimentation) et les actifs \u00e0 revenu stable lou\u00e9s \u00e0 des investisseurs institutionnels ou cot\u00e9s en bourse dans le cadre de baux de 20 \u00e0 25 ans. Ces types d'actifs offrent un rendement, une pr\u00e9visibilit\u00e9 et une s\u00e9curit\u00e9 locative que le secteur r\u00e9sidentiel ne peut tout simplement pas \u00e9galer dans le contexte l\u00e9gislatif actuel.<\/p>\n\n\n\n

    <\/p>\n\n\n\n

    Contactez Singer Vielle<\/strong>

    Nous collaborons avec des investisseurs priv\u00e9s, des soci\u00e9t\u00e9s immobili\u00e8res et des fonds d'investissement pour identifier des opportunit\u00e9s d'investissement commercial au Royaume-Uni. Si le secteur r\u00e9sidentiel devient plus complexe, nous serions ravis d'en discuter avec vous afin de trouver des solutions plus efficaces pour optimiser votre investissement.

    invest@singervielle.co.uk | +44 20 7935 7200 | www.singervielle.com<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

    Cet article est fourni \u00e0 titre d'information g\u00e9n\u00e9rale uniquement et ne constitue pas un conseil juridique ou financier. Les investisseurs sont invit\u00e9s \u00e0 consulter un conseiller ind\u00e9pendant pour obtenir des conseils adapt\u00e9s \u00e0 leur situation particuli\u00e8re. Singer Vielle Limited est une agence d'investissement immobilier commercial.<\/em><\/p>\n\n\n\n

    <\/p>","protected":false},"excerpt":{"rendered":"

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